What Is a Grant Deed?
A grant deed is a form of deed used primarily in a handful of states, including California. It conveys property and includes two implied covenants: that the grantor has not previously conveyed the estate to anyone else, and that the estate is free from undisclosed encumbrances made by the grantor.
Implied Covenants
Unlike a general warranty deed, a grant deed does not explicitly list the covenants. Instead, they are implied by statute. The two covenants are:
- The grantor has not previously conveyed the property to another person.
- The property is free from encumbrances created by the grantor or any person claiming under the grantor.
Common Uses
Grant deeds are widely used in California and some other western states for residential transactions. They provide more assurance than a quitclaim deed but less than a full warranty deed. Title insurance is still recommended.
Official source links
- CFPB Homeownership Guidance
Mortgage, closing, and ownership fundamentals from a federal consumer regulator.
- HUD Homebuying Topics
Federal guidance on buying, financing, and avoiding common purchase mistakes.
- USA.gov State Government Directory
Direct path to official state and local government websites.